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A massive victory for all us bank customers who have been charged hefty fees for unauthorised overdrafts is becoming a reality! yesterday a landmark court ruling saw these charges being recognised as unfair which could very well soon see the banks paying out over a staggering ten billion pounds to account holders.
The next stage is for the decision to be taken to the Office of Fair Trading on May 23rd where, if in agreeance with the court ruling, customers who have been charged fees in the past will be in line for a share of the payout. Their fees will be refunded by the banks. If the OFT decide the fees were not unfair the ruling will go back to the high court for a further hearing.
I think we are finally on a winner with this. But in order to be in the queue, which is already quite long, you must get your letters in today or asap in order to get your money refunded. The best way to do this is you are not too clued up is to refer back to my previous post and follwo the links for advice; you will also need to draft a letter for your reclaim and the easiest way to find out how to do this is to visit here where there are two template letter guides (and plenty of relevant advice) - one for if you are not claiming with interest and one for if you are claiming with interest. Simply open the file of the template letter you wish to use, enter your details in the relevant space, print it out and send it off.
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