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I was watching one of those morning TV shows the other day where a segment featured a group of women who had been asked to try and compare various facial creams.

These products ranged from cheap/budget priced to mid-range priced right up to those which only Mrs Beckham can afford to buy. The results were interesting.

The ladies replied that after testing each particular product the results did not improve as the price of the product went higher. In short, the cheaper face creams did just as well in the test as those which cost a weeks wages.

So, the message is clear; there really is no need to pay a small fortune for an anti wrinkle cream when you can purchase one which is equal, if not better, for what small change you have in your purse. Honestly, will your skin really know how much you have paid in the end…?

Popularity: 10% [?]

Xmas is only just over 26 weeks away. Don’t want to think about it right now…? well, maybe you should.

Economically things are pretty gloomy in the United Kingdom right now - and everywhere else really for that matter - but the point is that sooner or later you have to think about what to buy for the family in December. I have some advice to get around this: buy early, buy NOW!! 

Most of us have still managed to hang onto our credit cards and hopefully still have some semblance of credit on them. By far the cheapest way to shop for Xmas is online. I have been checking around the various shopping sites and have discovered that this time, mid-year, is when you can really bag a bargain.  Nearly all the sites have a sale going on at the moment and many even offer free postage/shipping.

Why not start looking now? draw up a short list and aim at making a couple of purchases a month - within your means of course - between now and, say, November. The kids wont be expecting any ’surprises’ arriving in the post just yet so it is a good time to start without arousing their suspicions.

Popularity: 8% [?]