Worrying times for some banks in the USA? if you have ever seen that film ” It’s a Wonderful Life ” you will recall how all the bank customers made a desperate rush and withdrew all their savings leaving George Bailey ( James Stewart ) with just $2.00 in the vault. Similar scenes have been [...]

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Most of us can admit to hoarding a lot of old stuff that we never use but cannot bring ourselves to throw away; I am one of those people. Also, most of are always finding ourselves scratching for a few extra dollars/pounds to get us through to pay day – have you ever considered that [...]

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