TAXPAYERS caught up in the coding notice fiasco have been told they must work out for themselves if their code is correct but tax experts argue that most people have little hope of understanding the codes. Pensioners, whose codes are especially complex, can have particular problems. Danger signs are codes such as: • BR – [...]

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Millions of people approaching retirement are being hit by a crippling combination of large mortgages and no savings.  Those aged between 55 and 64, known as ‘pre-retirees’, have been unrealistic about their pensions and are living in a state of denial about their finances. Many people never look at their pension statements, simply filing them away [...]

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When we moved back here from France to re-establish ourselves and get our kids a decent education one of the more trying aspects was the prospect of taking over the care of the mother-in-law. My partner’s father passed away 18 months ago and his Mum has been struggling to adapt and is not really making [...]

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