Nope, the insurance companies are right onto this rather clever little scam nowadays. You can see though where the idea came from; organise a relatively harmless car accident and then claim the money from your insurance company. The tow-truck drivers also did okay out of the scam because they got in on towing the cars involved away.

That aside, the auto-insurance industry these days has to keep on their toes because when one scam is nabbed in the bud another is sure to follow. When you think of how important auto-insurance is you’d have to be pretty game to try such a thing as you’d be blacklisted if you got caught. Many companies such as cheapestautoinsurance.net though offer reasonable enough rates so that drivers don’t have to dig too deep to insure their cars and thus worry about resorting to being dishonest to try and claim some money back. That said, I guess there will always be those who will try anything once…

Popularity: 2% [?]

This area of social security can be a veritable minefield which is pretty scary considering that this concerns dealing with people who are in a particularly vulnerable situation. Basically when you have been left with  disability there will be changes to your lifestyle and you need to ensure you have an income that will look after your needs. About 3 out of 10 of us will become disabled in some way before we reach retirement age and when you think about that statistic you realise that this is something that could affect someone you know if not yourself.

Being able to qualify for SSDI means you will need to prove you cannot work and that your disability has had a major impact on your life. You will be assessed – be prepared for reams of paperwork and doctors reports – and when approved your benefits will be geared towards helping you bridge the gap between rehabilitation and going back to work for yourself.

If you are receiving these benefits at the time of your retirement they generally transfer to retirement benefits.

Popularity: 1% [?]

Travel companies who ruin your holiday, then offer only vouchers for money off another holiday with the same hopeless firm…

Phone and internet companies who fail to provide a service and then send a bill for it…

Banks and building societies who cannot perform a simple cash Isa transfer without losing your money…

Energy companies who cannot get your bill right and sometimes overcharge by hundreds of pounds…

Tax bills that confuse and an HMRC switchboard that appears constantly engaged…

Insurers who use every trick in the small print to try to avoid paying out on legitimate claims.

Our new years resolution for 2011…? TO COMPLAIN – WE WONT TAKE IT ANY MORE!!!!

Popularity: 10% [?]