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	<title>Mums Finance &#187; Shopping</title>
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	<description>Finance is in the eye of the consumer</description>
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		<title>Chemical storage &#8211; a safer option.</title>
		<link>http://www.mumsfinance.com/chemical-storage-a-safer-option/2010/06/30/opinion.htm</link>
		<comments>http://www.mumsfinance.com/chemical-storage-a-safer-option/2010/06/30/opinion.htm#comments</comments>
		<pubDate>Wed, 30 Jun 2010 22:27:29 +0000</pubDate>
		<dc:creator>Wendy</dc:creator>
				<category><![CDATA[Shopping]]></category>

		<guid isPermaLink="false">http://www.mumsfinance.com/?p=792</guid>
		<description><![CDATA[If you are like us you will have a garage &#8211; or garden shed &#8211; with shelves stacked with lots of old paint tins containing all manner of liquids, nails, screws, etc. Men tend to collect them over the years. Rather than just pouring things into an old paint tin as most of us tend [...]]]></description>
			<content:encoded><![CDATA[<p>If you are like us you will have a garage &#8211; or garden shed &#8211; with shelves stacked with lots of old paint tins containing all manner of liquids, nails, screws, etc. Men tend to collect them over the years. Rather than just pouring things into an old paint tin as most of us tend to  do, there’s the option of using a <a href="http://www.drumsofsteel.com/">stainless steel drum</a> these days which can be stored more effectively.</p>
<p>Obviously they will come in all kinds of sizes and are usually designed  for industrial use but there’s an interesting amount of industrial  chemicals in most of our homes these days. Some of those things will  simply eat through your normal paint tins as some people have found to their detriment.</p>
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		<title>To buy or to rent&#8230;the formal suit that is.</title>
		<link>http://www.mumsfinance.com/to-buy-or-to-rent-the-formal-suit-that-is/2010/06/26/opinion.htm</link>
		<comments>http://www.mumsfinance.com/to-buy-or-to-rent-the-formal-suit-that-is/2010/06/26/opinion.htm#comments</comments>
		<pubDate>Sat, 26 Jun 2010 22:02:18 +0000</pubDate>
		<dc:creator>Wendy</dc:creator>
				<category><![CDATA[Shopping]]></category>

		<guid isPermaLink="false">http://www.mumsfinance.com/?p=784</guid>
		<description><![CDATA[My sons are reaching milestones left right and centre at the moment. My youngest has come to the end of his very first school year, my second youngest has spent his first year in an english-speaking school (long story&#8230;) and has seen his reading and writing skills improve 200%. My teenager has just completed his [...]]]></description>
			<content:encoded><![CDATA[<p>My sons are reaching milestones left right and centre at the moment. My youngest has come to the end of his very first school year, my second youngest has spent his first year in an english-speaking school (long story&#8230;) and has seen his reading and writing skills improve 200%. My teenager has just completed his first GCSE year and is looking forward to year 12 in September. That means&#8230;the formal dinner dance sometime around May next year.</p>
<p>I have already set aside a &#8216;kitty&#8217; for that special occasion. I intend to buy him the whole shebang&#8230;formal suit &#8211; I am not sure about the <a href="http://www.ties-necktie.com/">mens ties</a> so have to see what young men wear with a suit these days &#8211; and a sharp pair of shoes for him of course. You can ask yourself if it is better to hire a suit or should you splash out and buy a good one, all depends on whether your teen has completed his growing. My son is 6ft 2&#8243; and I&#8217;d say at 17 he is just about done as far as height is concerned so the suit I buy just may do him for other occasions over the next few years. The worry is they might have a final growth spurt and your expensive suit is rendered useless. Anyway, this is special occasion for him and only the best will do <img src='http://www.mumsfinance.com/wp-includes/images/smilies/icon_smile.gif' alt=':)' class='wp-smiley' /> </p>
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		<title>Renovating the whole house: part one of a saga.</title>
		<link>http://www.mumsfinance.com/renovating-the-whole-house-part-one-of-a-saga/2010/05/15/opinion.htm</link>
		<comments>http://www.mumsfinance.com/renovating-the-whole-house-part-one-of-a-saga/2010/05/15/opinion.htm#comments</comments>
		<pubDate>Sat, 15 May 2010 20:06:22 +0000</pubDate>
		<dc:creator>Wendy</dc:creator>
				<category><![CDATA[Shopping]]></category>

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		<description><![CDATA[We have decided to renovate the entire property we live in. That includes the house as well as the front and back gardens but we are taking things one at a time for now. We started by doing things from top to bottom &#8211; we have just finished having the roof re-pointed and re-tiled so [...]]]></description>
			<content:encoded><![CDATA[<p>We have decided to renovate the entire property we live in. That includes the house as well as the front and back gardens but we are taking things one at a time for now. We started by doing things from top to bottom &#8211; we have just finished having the roof re-pointed and re-tiled so that it does not leak.</p>
<p>Now we are tackling the bathroom and then it will be the living room. We spend a lot of time as a family in the living room and we need new accessories such as <a href="http://www.standsandmounts.com">tv stands</a> and tables and chairs. New carpets as well although I am considering having the floors tiled and paved rather than covered with carpeting.</p>
<p>Having lived in France I like the Med look&#8230;</p>
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		<title>Win now an Apple iPhone 3G 16 GB in our Competitions</title>
		<link>http://www.mumsfinance.com/win-now-an-apple-iphone-3g-16-gb-in-our-competitions/2010/03/24/opinion.htm</link>
		<comments>http://www.mumsfinance.com/win-now-an-apple-iphone-3g-16-gb-in-our-competitions/2010/03/24/opinion.htm#comments</comments>
		<pubDate>Wed, 24 Mar 2010 22:11:08 +0000</pubDate>
		<dc:creator>Wendy</dc:creator>
				<category><![CDATA[Business/The Workplace]]></category>
		<category><![CDATA[Commercial]]></category>
		<category><![CDATA[Shopping]]></category>

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		<description><![CDATA[This is a sponsored guest post written by Michael Meier on behalf of winadream. Post powered by Sponzai.
Cult status Apple iPhone 3GS 16GB to win
After the release of iPhone 3GS there are so many app available on the internet, some are paid one and some are free. 
Win now the fastest and most efficient iPhone 3GS [...]]]></description>
			<content:encoded><![CDATA[<p>This is a sponsored guest post written by <a rel="nofollow" href="http://www.facebook.com/pages/winadream/199949004641?ref=ts">Michael Meier</a> on behalf of <a rel="nofollow" href="http://winadream.com/en/competition/10A02/win-an-apple-iphone-3gs-16gb.html">winadream</a>. Post powered by <a rel="nofollow" href="http://sponzai.com/?utm_source=sponzai%2Bdisclosure&amp;utm_medium=link&amp;utm_campaign=sponzai%2Bdisclosure" target="_blank">Sponzai</a>.</p>
<p><a rel="nofollow" href="http://winadream.com/en/competition/10A02/win-an-apple-iphone-3gs-16gb.html" target="_blank"><strong>Cult status Apple iPhone 3GS 16GB to win</strong></a></p>
<p>After the release of iPhone 3GS there are so many app available on the internet, some are paid one and some are free. </p>
<p><img src="http://s3.amazonaws.com/sponzai/Win_an_iPhone_on_winadream_b8508afc9809f33e9c1b4c72a62d6088.png?AWSAccessKeyId=1TB8EFNFQMG4XNX4QSG2&amp;Expires=1893474000&amp;Signature=SDcIlsQTYDRxqPW2xZwL3slR91g%3D" alt="Win now the fastest and most efficient iPhone on winadream" width="85" height="166" align="left" /><a rel="nofollow" href="http://winadream.com/en/competition/10A02/win-an-apple-iphone-3gs-16gb.html" target="_blank"><strong>Win now the fastest and most efficient iPhone 3GS 16GB</strong>! </a>Voice recognition, Video, 3 megapixel camera and a digital compass are just some of the technical innovations. The famous features from the previous version such as the unique design with multi touch display, iPod, telephone and internet are still available. Personalise your iPhone and choose from over 10&#8242;000 apps. Your friends will be envious of the new iPhone 3GS which has achieved a cult status already!</p>
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		<title>Anzac Day is for remembering &#8211; not shopping!</title>
		<link>http://www.mumsfinance.com/anzac-day-is-for-remembering-not-shopping/2010/03/06/opinion.htm</link>
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		<pubDate>Sat, 06 Mar 2010 13:19:17 +0000</pubDate>
		<dc:creator>Wendy</dc:creator>
				<category><![CDATA[Finance Australia]]></category>
		<category><![CDATA[Shopping]]></category>

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		<description><![CDATA[This is one in the eye for greedy American retail giant K-Mart. The proposal to open its NSW stores during the morning marches sparked national outrage. Kmart managing director Guy Russo was quoted as saying yesterday that the company made the decision after an avalanche of criticism from politicians, ex-Diggers and customers.
&#8220;Having listened to the [...]]]></description>
			<content:encoded><![CDATA[<p>This is one in the eye for greedy American retail giant K-Mart. The proposal to open its NSW stores during the morning marches sparked national outrage. Kmart managing director Guy Russo was quoted as saying yesterday that the company made the decision after an avalanche of criticism from politicians, ex-Diggers and customers.</p>
<p>&#8220;Having listened to the strength of feeling from our customers and the broader community, I will withdraw Kmart&#8217;s application for early trading on Anzac Day. I got this one wrong and on behalf of Kmart, I apologise,&#8221; Mr Russo said. Nice one then Mr Russo!</p>
<p>Federal Veterans Affairs Minister Alan Griffin had said Anzac Day was an occasion for remembering those who fought and died for their country, not for shopping and he is so correct. Anzac Day is a very important day in Australia, on par with Australia Day in January, and to think that this store could not go one day without making a profit is annoying to say the least. We don&#8217;t shop on Anzac Day, we remember those who made the ultimate sacrifice for our country.</p>
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		<title>Beware the television on high&#8230;</title>
		<link>http://www.mumsfinance.com/beware-the-television-on-high/2010/03/06/opinion.htm</link>
		<comments>http://www.mumsfinance.com/beware-the-television-on-high/2010/03/06/opinion.htm#comments</comments>
		<pubDate>Sat, 06 Mar 2010 13:06:13 +0000</pubDate>
		<dc:creator>Wendy</dc:creator>
				<category><![CDATA[Health]]></category>
		<category><![CDATA[Shopping]]></category>

		<guid isPermaLink="false">http://www.mumsfinance.com/?p=679</guid>
		<description><![CDATA[There have been a rash of accidents involving young children being injured by falling televisions and in some cases the child has been tragically killed. This is not surprising seeing as how large some of these tv&#8217;s are and it is fashionable to set them up high on wall units &#8211; this is problem and [...]]]></description>
			<content:encoded><![CDATA[<p>There have been a rash of accidents involving young children being injured by falling televisions and in some cases the child has been tragically killed. This is not surprising seeing as how large some of these tv&#8217;s are and it is fashionable to set them up high on wall units &#8211; this is problem and it has happened several times since Xmas already. The answer is to have the tv mounted securely.</p>
<p>You can get a <a href="http://www.standsandmounts.com">plasma mount</a> for your television which will keep it in place and not in danger of toppling over onto a toddler or baby playing on the floor underneath it. The danger with wall units is when the child tries to climb up and holds onto the unit for balance &#8211; the tv wobbles and over it goes&#8230;then you have a nasty accident.</p>
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		<title>The Royal Easter Show &#8211; can anyone still afford to go&#8230;?</title>
		<link>http://www.mumsfinance.com/the-royal-easter-show-can-anyone-still-afford-to-go/2010/03/03/opinion.htm</link>
		<comments>http://www.mumsfinance.com/the-royal-easter-show-can-anyone-still-afford-to-go/2010/03/03/opinion.htm#comments</comments>
		<pubDate>Wed, 03 Mar 2010 07:46:57 +0000</pubDate>
		<dc:creator>Wendy</dc:creator>
				<category><![CDATA[Shopping]]></category>

		<guid isPermaLink="false">http://www.mumsfinance.com/?p=664</guid>
		<description><![CDATA[Going to the Royal Easter Show in Sydney has been a family tradition for decades, for almost all of the 20th century anyway. And for most of that time it was really quite affordable to take the kids along and have a really good day out. I would say around 15 years ago it started [...]]]></description>
			<content:encoded><![CDATA[<p><img class="alignleft size-thumbnail wp-image-665" title="showbags" src="http://www.mumsfinance.com/wp-content/uploads/2010/03/showbags-150x150.jpg" alt="showbags" width="150" height="150" />Going to the Royal Easter Show in Sydney has been a family tradition for decades, for almost all of the 20th century anyway. And for most of that time it was really quite affordable to take the kids along and have a really good day out. I would say around 15 years ago it started to become a challenge to be able to afford to take the family, park the car and buy the food, go on the rides and buy the stack of showbags you traditionally always buy.</p>
<p>I remember back in the 70&#8217;s dad giving me and my sister $2.00 each and we would leave with showbags hanging off each arm &#8211; about six each. Now the bags cost as much as they would if you bought each item in them from a shop and that is wrong &#8211; they were meant to advertise <a href="http://www.usimprints.com">promotional products</a> at a vastly reduced price but that message has long been lost. The showbags too, these days, reflect the materialistic society we have become &#8211; there are showbags for everything now whereas before they were basically from companies you would not normally purchase from. The Commonwealth Bank bag was always brilliant because you went back to school after Easter with some new pencils, pens, writing paper, money box and other odds and ends you got in their showbag. These days I reckon you would get an application for a mortgage and a brochure of their bank charges&#8230;</p>
<p>Yes, it has become too expensive these days and the promoters are now out to make as much money from the public as possible rather spend money to earn our custom &#8211; the advertising industry has become too arrogant and self-assured to see the need to court us. But it is still the thing to do at Easter and I really feel for those parents who cannot afford this special day out &#8211; I remember back in 1999 I admitted defeat when I saw the admission prices and prices of the showbags alone. With three kids it would have meant paying the rent or going to the show &#8211; in fact paying the rent cost a lot less!</p>
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		<title>Be like Mrs Bucket &#8211; learn to complain!</title>
		<link>http://www.mumsfinance.com/be-like-mrs-bucket-learn-to-complain/2010/01/29/opinion.htm</link>
		<comments>http://www.mumsfinance.com/be-like-mrs-bucket-learn-to-complain/2010/01/29/opinion.htm#comments</comments>
		<pubDate>Fri, 29 Jan 2010 15:09:04 +0000</pubDate>
		<dc:creator>Wendy</dc:creator>
				<category><![CDATA[Legal Issues]]></category>
		<category><![CDATA[Shopping]]></category>

		<guid isPermaLink="false">http://www.mumsfinance.com/?p=648</guid>
		<description><![CDATA[I used to be a lot meeker when I was a newly married young thing, if I bought something and it turned out to be defective I would not bother to return it and demand an exchange or refund. What I used to do was either throw it out or ask my dad to go [...]]]></description>
			<content:encoded><![CDATA[<p>I used to be a lot meeker when I was a newly married young thing, if I bought something and it turned out to be defective I would not bother to return it and demand an exchange or refund. What I used to do was either throw it out or ask my dad to go back to the store for me&#8230;it always worked when dad took over. These days I am a lot bolder and &#8216;to heck&#8217; with being embarrassed or nervous about approaching the refund counter &#8211; I demand my consumer rights!</p>
<p>Working for four years on the refund counter of a major chain store in Sydney changed me for the better &#8211; I saw first hand how other people handled this situation, the amazing excuses they would come up with to explain why they wanted their money back&#8230;and I eventually developed as much front myself. But I would never dream of pulling some of the scams some of my customers got away with&#8230;</p>
<p>But did you know that British people are missing out on possible savings of £74billion a year because they are afraid to complain? each UK household misses out on an average of £2,873 every 12 months because they fail to demand refunds, good service and discounts on faulty or unwanted goods. Now unwanted gifts might just get you a voucher or credit slip as refunds and exchanges are normally reserved for defective purchases. A staggering two out of three people will not complain when they receive bad service in a hotel or restaurant and will even pay a tip.</p>
<p>The top five reasons given by people who refuse to demand better service, discounts, or replacement goods include: fear of making a scene (90 per cent), not wanting to ask for a discount (88 per cent), not wanting to appear cheap (82 per cent), not being good at complaining (67 per cent), and not having time (59 per cent). Is it being British that makes people not want to make a fuss or appear rude and ungrateful&#8230;? this never bothered Hyacinth Bucket. Put on your best voice, draw yourself up to your full height &#8211; and complain!</p>
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		<title>Belfast shoppers bag plenty of bargains!</title>
		<link>http://www.mumsfinance.com/belfast-shoppers-bag-plenty-of-bargains/2009/12/30/opinion.htm</link>
		<comments>http://www.mumsfinance.com/belfast-shoppers-bag-plenty-of-bargains/2009/12/30/opinion.htm#comments</comments>
		<pubDate>Wed, 30 Dec 2009 18:21:09 +0000</pubDate>
		<dc:creator>Wendy</dc:creator>
				<category><![CDATA[Shopping]]></category>

		<guid isPermaLink="false">http://www.mumsfinance.com/?p=582</guid>
		<description><![CDATA[Come on girls, handbags at the ready! for people in Northern Ireland the shops are throwing stock out at incredible prices right now. Thousands of shoppers packed into Belfast’s Castle Court complex over the weekend    hoping to beat the post-Christmas blues by bagging a bargain&#8230;and they did.
With big signs advertising up to [...]]]></description>
			<content:encoded><![CDATA[<p><img class="alignleft size-thumbnail wp-image-583" title="girlsshopping" src="http://www.mumsfinance.com/wp-content/uploads/2009/12/girlsshopping-150x150.jpg" alt="girlsshopping" width="150" height="150" />Come on girls, handbags at the ready! for people in Northern Ireland the shops are throwing stock out at incredible prices right now. Thousands of shoppers packed into Belfast’s Castle Court complex over the weekend    hoping to beat the post-Christmas blues by bagging a bargain&#8230;and they did.</p>
<p>With big signs advertising up to 70% reductions outside some stores, and big    savings on many top-of-the-range items, there was plenty to tempt people out    on these chilly late December afternoons. If you can brave the cold temperatures right now &#8211; and it certainly is cold here in NI at the moment &#8211; you will pick up some fantastic items at brilliant prices.</p>
<p>Yesterday, the normally packed out shopping outlet was significantly more busy    than normal. Dozens of shoppers were piling through the entrance every    minute while there were long queues at the checkouts in many stores. If you want to think ahead to next Christmas then head on to the Christmas Store where crowds were still very thin on the ground and lots of specials on offer. Yeah it&#8217;s cold, but you can always warm yourself with a coffee at one of Belfast&#8217;s many great cafe&#8217;s while you plan your next assault.</p>
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		<title>On your marks&#8230;SHOP!!!</title>
		<link>http://www.mumsfinance.com/on-your-marks-shop/2009/12/28/opinion.htm</link>
		<comments>http://www.mumsfinance.com/on-your-marks-shop/2009/12/28/opinion.htm#comments</comments>
		<pubDate>Mon, 28 Dec 2009 12:06:52 +0000</pubDate>
		<dc:creator>Wendy</dc:creator>
				<category><![CDATA[Shopping]]></category>

		<guid isPermaLink="false">http://www.mumsfinance.com/?p=568</guid>
		<description><![CDATA[Who can resist this time of year when it means just one thing&#8230;SALES! now you can either plunge in head first &#8211; like last year &#8211; and come out with stuff you did not really want and no money left OR you can get the most for your cash&#8230;or what&#8217;s left in the way of [...]]]></description>
			<content:encoded><![CDATA[<p><img class="alignleft size-thumbnail wp-image-569" title="shopping" src="http://www.mumsfinance.com/wp-content/uploads/2009/12/shopping-150x150.jpg" alt="shopping" width="150" height="150" />Who can resist this time of year when it means just one thing&#8230;SALES! now you can either plunge in head first &#8211; like last year &#8211; and come out with stuff you did not really want and no money left OR you can get the most for your cash&#8230;or what&#8217;s left in the way of credit on your cards. It all takes a little planning &#8211; and discipline&#8230;</p>
<p>Before setting off for the sales, make a shopping list of everything you wish to purchase and then set yourself a budget. There is no point in buying something that has been heavily reduced if you don’t really need it. Does your dad love a good cigar&#8230;? then you wont mind buying him some discounted <a href="http://www.famous-smoke.com/brand/black+and+mild+by+middleton+cigars">Black and Mild</a> just this once. Don’t be swayed by any amount of saving.  If you will never use it or wear it, what’s the point? try to ensure that you purchase only the items that are on your shopping list as you know they will actully be put to good use.</p>
<p>Ladies, we all know that the true hell of the Christmas sales is the dressing rooms. Avoid them by wearing a thin outfit under your coat to enable you to slip things over it in a quiet area of the shop. Doing this has the added benefit of allowing you to use the large mirrors and aisles around the shop floor meaning you have lots more room to try things on. The sales are also great for finding any special gifts &#8211; perhaps a family member is celebrating a milestone birthday this year, or there’s a big wedding to attend. Obviously there’s no point buying a Christmas-scented candle to give as a spring gift. But there will be lots of fabulous things out there and planning ahead will also save you time in future. Buying for next Christmas is definitely my intention this time round.</p>
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