Mums Finance

In Australia we have Medicare – in the UK they have the NHS – in America they have…well, they have to insure or save…or just wait their turn. I am talking about healthcare schemes and it seems that no matter what system is in place you end up either on a waiting list or having to fork out a lot of money. Having insurance certainly makes a big difference – in the US for sure – but despite the best intentions of schemes like the NHS you often are better off going private if you can afford to.

In  Australia you can insure yourself for private health care, in the UK you simply have to pay for it. It is not out of the range of many people despite the costs involved – what you need to do is create a health savings account for yourself which will pay for a private hospital and your choice of doctor. It could be well worth it in the long run considering the waiting lists right now – and the risk of contracting one of those deadly infections that are endemic in the public hospitals.

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