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Now this is something that none of us really likes to think about; but just remember, if you are wise enough to make out a Will then what about doing something to save your loved one’s the stress and costly expense of organising your funeral?

Let’s face it, we all will need a funeral someday in some form and if you cared to take a look at the spiralling costs of a funeral these days I am sure it would make you sit down and think carefully about the issue. There’s the coffin, the church, transport, burial site/cremation…it is not a cheap thing to do; do you think it is fair to bequeath to your family a huge bill for your final resting place?

I guess you cannot really expect people in their 20’s and 30’s to give this issue much thought but if you are reading this, despite your age, make a mental note to give it some consideration in the not too distant future. Many older folk now opt for funeral insurance as a way of organising details and ensuring that everything is planned and paid for ‘if and when’.

Taking this option also allows you to have the send off you want (even though you won’t be around to enjoy it); this means that your bereaved family won’t have the financial and emotional burden to contend with or any heavy decisions to make at a stressful time. By doing this you will be ensuring that they, too, are taken care of.

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